On the highway, while driving, during a left turn, Maria's car was hit by Sergei's car, who had started to overtake. It is difficult to determine the culprit of the accident in such a case, if there are no cameras or video recorders; such cases are considered by the court. If the mutual fault of the drivers is recognized, they will compensate each other for damages in proportion to the degree of fault of each.
While changing lanes, Inna hit someone else's car, but she does not have " auto insurance " . The victim goes to court, Inna pays for the car repairs at her own expense, as well as fines for violating traffic india business email list rules and driving a car without a compulsory insurance policy.
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Where to apply for compulsory motor third party liability insurance
Insurance companies have developed a procedure for applying for compensation: the injured party submits documents for payment of damage to their insurer, and the insurer contacts the insurer of the party at fault in the accident. This procedure is called direct compensation for damage.
By law, direct compensation is possible if the parties to the accident have civil liability insurance and only the vehicles are damaged.
Action plan:
after registering an accident using the European protocol or calling a traffic police officer, you collect all the documents and take them to your insurer;
The company accepts the documents and issues a signed certificate with an inventory of the accepted papers.
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