What are its advantages?
Posted: Wed Dec 18, 2024 3:36 am
Decorative image, Paying via mobile. How do I do it?
Image paying with mobile
The evolution of smartphones over the last decade has turned these devices into essential tools for most of the activities we do .
We wake up in the morning and check the time, the weather or the belgium phone number data news. When we get to work, we can check pending tasks, emails or our professional agenda. In the afternoon, we contact our friends to go out for a drink and finally, in the evening, we can relax by watching a movie or surfing the Internet.
Well, in the following article we bring you one of the latest features that smartphones offer us: online payments .
• Its first advantage is the speed and agility with which we can carry out operations. We only have to bring our device close to the payment terminal or POS (point of sale terminal) and the transaction will be carried out instantly.
• The convenience it offers us is another of its advantages. We can forget about carrying around a wallet full of cards and we will always have a means of payment available, since we are used to always carrying our mobile phone with us.
• It is a very secure payment method . The banking information on our cards is encrypted within our smartphone. This way, risks such as our data being intercepted or our card number being duplicated are avoided.
• Finally, the management of this functionality is very simple and easy to use . We only have to install the application, configure and register our cards and we will have a fast, convenient and secure means of payment with which to make our purchases.
What do you need to pay by mobile? Read on to learn how to set it up!
Menu to activate/deactivate NFC on an Android mobile
The first thing we need to do is make sure that our mobile device has NFC (Near Field Communication) technology . This is a short-range wireless technology that allows two devices to connect by simply bringing one close to the other.
• If we have an iOS device , we should know that Apple incorporates an NFC chip in all its models since the iPhone 6, however, its functionality is limited only through Apple Pay.
However, Apple devices with iOS 11 or higher can now use NFC with apps other than Apple Pay to pay with mobile devices.
• If our device is Android , then it will be enough to open the notifications window to check if the NFC icon appears, from which we can activate or deactivate this type of connection. In addition, from Settings > Connections , we can also check if our phone has NFC so we can pay with the mobile.
In addition, you must have an application compatible with your bank and with mobile payments such as Google Pay , Apple Pay or Samsung Pay . The establishment, for its part, must have a POS with a “contactless” option for it to work correctly.
Why is this payment method so secure?
Credit card image
When you make a purchase, these applications use a virtual card or “token” (Google Pay) that does not correspond to our real card. In other cases (Apple Pay) a unique device number that is encrypted is used .
This way, your card number is never stored on your device or on any external app server, and apps never share it with third-party companies. Plus, transaction data is never recorded, so it can't identify you.
Another fear when it comes to saving our card details on our mobile phone is that, at a certain moment, we might lose or have our phone stolen . If we have blocked access to our smartphone with a PIN, fingerprint or facial recognition, it will be difficult for someone to access the device without our consent. In addition, if the application we use for payments has the same security measures, it will be even more difficult for third parties to make illegal use of our bank card.
Finally, remember that in case of theft or loss, we have the option of locating, deactivating or even remotely deleting our information.
Image paying with mobile
The evolution of smartphones over the last decade has turned these devices into essential tools for most of the activities we do .
We wake up in the morning and check the time, the weather or the belgium phone number data news. When we get to work, we can check pending tasks, emails or our professional agenda. In the afternoon, we contact our friends to go out for a drink and finally, in the evening, we can relax by watching a movie or surfing the Internet.
Well, in the following article we bring you one of the latest features that smartphones offer us: online payments .
• Its first advantage is the speed and agility with which we can carry out operations. We only have to bring our device close to the payment terminal or POS (point of sale terminal) and the transaction will be carried out instantly.
• The convenience it offers us is another of its advantages. We can forget about carrying around a wallet full of cards and we will always have a means of payment available, since we are used to always carrying our mobile phone with us.
• It is a very secure payment method . The banking information on our cards is encrypted within our smartphone. This way, risks such as our data being intercepted or our card number being duplicated are avoided.
• Finally, the management of this functionality is very simple and easy to use . We only have to install the application, configure and register our cards and we will have a fast, convenient and secure means of payment with which to make our purchases.
What do you need to pay by mobile? Read on to learn how to set it up!
Menu to activate/deactivate NFC on an Android mobile
The first thing we need to do is make sure that our mobile device has NFC (Near Field Communication) technology . This is a short-range wireless technology that allows two devices to connect by simply bringing one close to the other.
• If we have an iOS device , we should know that Apple incorporates an NFC chip in all its models since the iPhone 6, however, its functionality is limited only through Apple Pay.
However, Apple devices with iOS 11 or higher can now use NFC with apps other than Apple Pay to pay with mobile devices.
• If our device is Android , then it will be enough to open the notifications window to check if the NFC icon appears, from which we can activate or deactivate this type of connection. In addition, from Settings > Connections , we can also check if our phone has NFC so we can pay with the mobile.
In addition, you must have an application compatible with your bank and with mobile payments such as Google Pay , Apple Pay or Samsung Pay . The establishment, for its part, must have a POS with a “contactless” option for it to work correctly.
Why is this payment method so secure?
Credit card image
When you make a purchase, these applications use a virtual card or “token” (Google Pay) that does not correspond to our real card. In other cases (Apple Pay) a unique device number that is encrypted is used .
This way, your card number is never stored on your device or on any external app server, and apps never share it with third-party companies. Plus, transaction data is never recorded, so it can't identify you.
Another fear when it comes to saving our card details on our mobile phone is that, at a certain moment, we might lose or have our phone stolen . If we have blocked access to our smartphone with a PIN, fingerprint or facial recognition, it will be difficult for someone to access the device without our consent. In addition, if the application we use for payments has the same security measures, it will be even more difficult for third parties to make illegal use of our bank card.
Finally, remember that in case of theft or loss, we have the option of locating, deactivating or even remotely deleting our information.